Build a delay case
—arrival delay
—claim rate
—estimated claim
—save/invest pot
Delay repay estimate
This is a learning calculator, not official rail advice. Real operators set their own rules, deadlines, and evidence requirements.
| Step | Maths | Result |
|---|---|---|
| Press calculate to build the case. | ||
A good claim is part maths and part organisation: keep tickets, record times, and read the operator's exact policy.
TrainsElapsed timePercentagesFinancial freedom
Evidence checklist missions
Time detective
Change the actual arrival to cross midnight. Can you explain why the delay is still positive?
Rule comparison
Try the same 32-minute delay under each rule. Which passenger policy is most generous?
Money choice
If you save 60% of each claim, how many similar claims would build a £25 rail adventure fund?
Fair split
Increase travellers. Does the total claim change? What changes per person?