Car choice controls
—Monthly loan payment
—True monthly cost
—Total interest
—Possible freedom fund
Buyer dashboard
Learning model only. Real car decisions need adult help, inspection, insurance quotes, safety checks, local laws, and careful reading of finance contracts.
Press the button to compare car excitement with the hidden costs that affect long-term freedom.
Negotiation phrase card
Challenge missions
Mission 1: Shorter loan
Change 48 months to 36 months. Does the higher payment save interest?
Mission 2: Depreciation detective
Raise depreciation for the luxury SUV. How much value disappears in year one?
Mission 3: EV running cost
Try 4p per mile charging. Does lower energy cost beat a higher purchase price?
Mission 4: Freedom-first choice
Lower the car price by £3,000. How much could the difference become if invested?